Medical Insurance in China. What's this all about?

International Insurance is for people who are not living in their home country or where medical care is very poor or extremely expensive. This is the case for all foreigners living in China or local Chinese wanting to get a better health care.

 

With so many medical insurance plans in the market, it is difficult to make the right choice. The preferred option is to look for the plan that best suits your current situation and needs with the help of a Medical Insurance Consultant. For example a single person will not have the same need as a couple who is planning to start a family; similarly an employee coming to China for a one year assigment will need a different plan from someone staying longer than a year. 

 

It is important to remember that the main purpose of having medical insurance is to take care of you in the unexpected and worst case scenario, where costs of treatment can be very high.

 

On this website you will find basic information about plans for individuals, families and companies. The goal is to provide you with unbiased and professional information about the medical insurance industry in China, help you to identify what type of coverage you need and share which medical insurance plans are available in the market.

 

Things to keep in mind...

For foreigners living in China it is important that your plan includes an Evacuation & Repatriation option in case you need to go back to your home country for any emergency treatment or operation.

For most insurance companies you will have to wait at least 12 months before they will cover you for maternity related costs.

 

Recognized local and international medical insurance companies include: A+, Aetna, Allianz, AXA, Bupa, Now Health, Chartis, China LIfe, Cigna, DKV, IHI, MSH and more.